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In addition, customers for this kind of strategy can have serious lawful or criminal histories. It is very important to note that various carriers offer an array of problem ages on their guaranteed problem plans as low as age 40 or as high as age 80 - mortuary insurance. Some will certainly additionally supply greater stated value, as much as $40,000, and others will certainly permit better death advantage conditions by boosting the passion rate with the return of premium or reducing the variety of years until a full survivor benefit is readily available